Having a checking or savings account is essential nowadays and makes life much easier and hassle-free. Banks are notorious for aggressive marketing, and now they’ve taken it to a new level by paying customers up to $600 just to sign up for a checking or savings account. With more and more Americans signing up for bank accounts, banks are rushing to bring in as many new customers as possible.

You can get paid up to $600 just for opening a new checking or savings account. Instead of spending thousands on marketing, banks are now preferring to just hand customers cash. Here are some of the highest paying checking and savings accounts you can open today to get paid.

Nothing beats receiving extra money for doing something you need to do anyway, and that’s exactly what you can do by opening a new bank account at the right bank.

Not every bank offers a “new account bonus”, and even the banks that do offer these sign-up bonuses offer them for every account. The best deal for you may also be affected by other factors like what type of account you need, so finding the best option can quickly become a nightmare. It’s time to sort through some of the hassles and show you some accounts you can open today that will put money in your pocket for free.

Chase Bank: Up to $600 Cash Bonus

Chase became famous for paying customers large sums of money just for taking the time to open a checking or savings account. Now, consumers without a bank account can get up to $600 by opening a Chase Total Checking account and a Chase Savings account (1).

First, you get $300 to sign up for a Chase Total Checking account and then an additional $200 for opening a Chase Savings Account. If you decide to open both accounts at the same time, you can get an additional $100, bringing the grand total to $600, just for signing up for an account!

Up To $600 Free from Chase On Other Accounts

Chase has another offer for a different type of account, or rather, two different types of accounts. If you open a Chase Total Checking account, get one direct deposit into the account in the first 60 days, you can get a $300 cash bonus.

Likewise, if you open a Chase Savings account as well, deposit at least $15,000 within 20 business days and then keep your balance at $15,000 or greater for 90 days, you can get another $200 bonus.

If you complete the requirements for both of those bonuses, Chase throws in an additional $100 bonus, bringing the total to $600 you could receive. (2)

Citi Online Checking and Savings: $600 Sign Up Bonus

Citi bank is making a name for itself in the banking space and is ready to pay customers cash to sign up. Now, consumers who deposit $50,000 by 3/31/19 can get up to $600 just for opening an account. (2) There is no minimum balance needed for the account and no monthly fee, however, this offer does require that the $50,000 deposit remain in your account for 60 calendar days.

With nearly 60,000 ATMs (more than any other bank), getting access to your money is easy. The Citi mobile app also makes it easy to collect your $600 sign up bonus, all while being able to connect bank accounts from other banks as well.

TD Bank Premier Checking Account: $300 Sign Up Bonus

TD Ameritrade is new to the checking game and has made it easy for customers to get $300 just for signing up for a new TD Bank Premier Checking Account. (3) The only requirements for this offer are that applicants are a US citizen and the account must be created online. Users will need to deposit only $2,500 within 60 days to get the sign-up bonus.

TD Ameritrade’s Checking Account does typically carry a monthly maintenance fee of $25 per month. However, this monthly fee can be waived with a minimum balance of $2,500.

Final Note

Cash signup bonuses are offered by many banks, but the offerings do change on a regular basis. You’ll have to do your research to find the best deals that are available. As always, search around and compare your options; the right option for you might just pay dividends sooner rather than later…in the form of cold, hard cash.


Sources:
https://www.doctorofcredit.com/chase-600-checking-savings-bonus/
https://www.moneysmylife.com/citibank-bonuses/#200_400_600_Citi_Personal_CheckingSavings_Bonuses
https://www.td.com/us/en/personal-banking/checking-accounts/premier/